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Your Trusted Roanoke Insurance Agency

Specializing in Business Insurance, Home Insurance, Car Insurance, Umbrella Insurance, Life Insurance and Annuities.

We share similar concerns as you do when it comes to insurance. With our level of understanding and expertise, we can answer your “What if” questions that can affect your family, and business by tailoring affordable coverage for your needs.

That’s why our slogan “Where Peace Of Mind Is Our Policy” is important to us, because we know how important it is to you.

Hundreds of our customers see and appreciate our approach to doing business. Shouldn’t you expect the same? I encourage you to contact us today. We would like to talk with you!

Sincerely,

Keith Ghaphery

Keith Ghaphery
Keith Ghaphery
Insurance Agent / Owner
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Recent News & Updates

Beginner’s Guide To Workers’ Comp Insurance

If you are an employee who has been injured on the job, you are most likely eligible to collect workers’ compensation benefits. The following questions and answers provide some basic information about the workers’ comp claims process, and the benefits you may be entitled to receive. Our friendly agent is also happy to help. What Types of Injuries Are Covered By Workers’ Comp Workers’ compensation...

How To Know When Your New Car Needs A Tune-Up

Modern cars do not generally require a tune-up in the traditional sense. Engine parts are designed to last longer, and new cars don’t have the same components that needed to be adjusted or replaced in the past. Nevertheless, modern vehicles require regular maintenance. The following are signs that your new car is ready for a trip to the mechanic. A Light on the Dashboard Comes...

Do I Need Commercial Property Insurance If I Work From Home?

If you run a business from your home, your homeowners insurance may not provide all the protection you need. Some homeowners insurance companies have denied claims that they determined to be related to business rather than a legitimate homeowner claim. Consult with our agent on whether you need commercial property insurance in addition to your homeowners policy. What Does Commercial Property Insurance Cover? Commercial property...

Beginner’s Guide To Renters Insurance

Landlords carry commercial property insurance to protect them from loss in case of a covered disaster, such as a fire or explosion. But this coverage protects only the building structure and the landlord, not your belongings when you are renting a house, apartment, or condo. Renters insurance can help replace your personal items lost in a disaster. What Does Renters Insurance Cover? Named Perils The...

When you choose an insurance advisor, are you choosy enough?

Partnering with Ghaphery Insurance Group offers you a wealth of property and casualty insurance solutions including loss control, cost containment programs, risk management solutions, and on the job safety information. Our current customers access this information through our agency portal and customize for their business needs.

These value added services is another way of showing our commitment to our customers through strategic planning, expertise, and technology. And how they impact your bottom line!

Together, we can create a program that helps you meet your risk management goals, so you can thrive in today’s business environment. Our services are unique. Work with us to discover why our customers have made Ghaphery Insurance Group their insurance advisor of choice.