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Your Trusted Roanoke Insurance Agency

Specializing in Business Insurance, Home Insurance, Car Insurance, Umbrella Insurance, Cyber Insurance, Life Insurance and Annuities.

We share similar concerns as you do when it comes to insurance. With our level of understanding and expertise, we can answer your “What if” questions that can affect your family, and business by tailoring affordable coverage for your needs.

That’s why our slogan “Where Peace Of Mind Is Our Policy” is important to us, because we know how important it is to you.

Hundreds of our customers see and appreciate our approach to doing business. Shouldn’t you expect the same? I encourage you to contact us today. We would like to talk with you!

Sincerely,

Keith Ghaphery

Keith Ghaphery
Keith Ghaphery
Insurance Agent / Owner
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Recent News & Updates

What Does Commercial Umbrella Insurance Cover?

Your business is protected by your business insurance – but is it enough? A commercial umbrella insurance policy provides coverage when a claim exceeds the limits of your other policies. This type of policy is typically quite affordable and offers a critical level of protection against losses from substantial claims or lawsuits.  Do You Need Commercial Umbrella Insurance? A liability claim filed against your business...

Do I Need Boat Insurance for a Non-Motorized Boat?

Depending on where you live, you may not be legally required by the state to carry boat insurance for a non-motorized boat, but that is not the only reason to insure your boat. If you have invested in a sailboat, kayak, canoe, or RIB (rigid inflatable boat), boat insurance will protect your investment if the watercraft is damaged during an accident. It should also protect...

Beginner’s Guide to Business Owners Package (BOP) Insurance

BOP (business owners package) insurance can be the ideal way to protect a small business. The bottom line is that you want the maximum possible coverage at the lowest possible rate, and BOP insurance could be your best option.  The Basics of Business Owners Package Insurance A BOP insurance policy covers all the major property and liability risks, and is typically the ideal insurance for...

Driving Safely in Heavy Traffic

Navigating your vehicle in heavy traffic is stressful – and dangerous. To avoid a collision, follow these simple tips for safer driving in heavy traffic.  Relax. You will eventually reach your destination, and being a few minutes late is better than being involved in a collision!  Drive Defensively. Other drivers may drive aggressively, weaving in and out of traffic to try to save a few...

When you choose an insurance advisor, are you choosy enough?

Partnering with Ghaphery Insurance Group offers you a wealth of property and casualty insurance solutions including loss control, cost containment programs, risk management solutions, and on the job safety information. Our current customers access this information through our agency portal and customize for their business needs.

These value added services is another way of showing our commitment to our customers through strategic planning, expertise, and technology. And how they impact your bottom line!

Together, we can create a program that helps you meet your risk management goals, so you can thrive in today’s business environment. Our services are unique. Work with us to discover why our customers have made Ghaphery Insurance Group their insurance advisor of choice.