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Your Trusted Roanoke Insurance Agency

Specializing in Business Insurance, Home Insurance, Car Insurance, Umbrella Insurance, Life Insurance and Annuities.

We share similar concerns as you do when it comes to insurance. With our level of understanding and expertise, we can answer your “What if” questions that can affect your family, and business by tailoring affordable coverage for your needs.

That’s why our slogan “Where Peace Of Mind Is Our Policy” is important to us, because we know how important it is to you.

Hundreds of our customers see and appreciate our approach to doing business. Shouldn’t you expect the same? I encourage you to contact us today. We would like to talk with you!

Sincerely,

Keith Ghaphery

Keith Ghaphery
Keith Ghaphery
Insurance Agent / Owner
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Recent News & Updates

Commonly Overlooked Types of Business Insurance

You already have business insurance, but have you overlooked a situation that could put your business at risk? We offer a list of the most overlooked types of business insurance, as well as a brief explanation of each type. Employment Practices Liability Insurance (EPLI): This insurance protects against claims filed against your business by an employee, such as wrongful termination, harassment, discrimination, and others. When...

Tips for Maintaining Your Roof

You want to ensure the roof on your home lasts as long as possible. Performing basic maintenance can prolong the life of your roof and help you avoid the cost of a new roof for much longer.  Replace Roof Shingles If your roof has missing or damaged shingles, they should be replaced rapidly. Rain, snow, wind, or even very dry, hot weather can cause damage....

Gauging Liability Insurance Needs for Your Business

Every business should have liability insurance – but what policy limits are right for your company? A lease or contract may require liability insurance with a specific limit. For guidance, it is advised that you speak to an experienced insurance agent. Many business owners should have higher limits than the coverage required for a lease or contract.  Which Type of Business Liability Insurance Do You...

Beginner’s Guide to Personal Umbrella Insurance

Personal umbrella insurance serves an essential purpose, as it provides liability protection above and beyond the policy limits on your vehicle, home, or boat. Every insurance policy has limits, and personal umbrella insurance kicks in once you have exceeded those limits, expanding your protection if a claim or lawsuit is filed against you. Should I Have Personal Umbrella Insurance? One of the vital protections provided...

When you choose an insurance advisor, are you choosy enough?

Partnering with Ghaphery Insurance Group offers you a wealth of property and casualty insurance solutions including loss control, cost containment programs, risk management solutions, and on the job safety information. Our current customers access this information through our agency portal and customize for their business needs.

These value added services is another way of showing our commitment to our customers through strategic planning, expertise, and technology. And how they impact your bottom line!

Together, we can create a program that helps you meet your risk management goals, so you can thrive in today’s business environment. Our services are unique. Work with us to discover why our customers have made Ghaphery Insurance Group their insurance advisor of choice.