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Your Trusted Roanoke Insurance Agency

Specializing in Business Insurance, Home Insurance, Car Insurance, Umbrella Insurance, Life Insurance and Annuities.

We share similar concerns as you do when it comes to insurance. With our level of understanding and expertise, we can answer your “What if” questions that can affect your family, and business by tailoring affordable coverage for your needs.

That’s why our slogan “Where Peace Of Mind Is Our Policy” is important to us, because we know how important it is to you.

Hundreds of our customers see and appreciate our approach to doing business. Shouldn’t you expect the same? I encourage you to contact us today. We would like to talk with you!

Sincerely,

Keith Ghaphery

Keith Ghaphery
Keith Ghaphery
Insurance Agent / Owner
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Recent News & Updates

What Makes Hotel and Motel Hospitality Insurance Different from Other Business Insurance?

Hospitality insurance is different from other business insurance because the industry faces a wider range of risks. A hotel or motel business owner’s policy (BOP) should cover property and assets, protect against liability, and keep you in compliance with state and federal regulations for employers. Our knowledgeable agent can custom-tailor a hotel and motel hospitality insurance package that meets your business needs. Liability Coverage for...

Driving Tips for Long Trips

Setting out on the open road can be an exciting adventure, but you need to plan in advance to avoid fatigue and the risk of crashing. The following driving tips can help you maximize the fun and minimize the risks of embarking on a long road trip. Get a Vehicle Checkup  Before a trip, make sure your car is in good operating condition. At a...

Beginner's Guide to Commercial Auto Insurance

Are you using company-owned vehicles to conduct business? You might need to consider getting commercial auto insurance. For those who are new to the game, this may be a confusing subject. You know you need coverage, but may not be clear on what kind or how much. Our knowledgeable agent can help ensure you have the specific coverage you need for your unique operations. The...

If A Contractor Damages My Home, Whose Insurance Covers It?

Homeowners insurance is designed to provide you with financial protection from loss due to theft, disasters, and accidents. But what happens if a contractor causes damage to your home? In this case, your homeowners insurance may help cover the cost of repairs, but will likely seek reimbursement through the contractor’s general liability insurance.  Damage to Your Home From an Accident Caused by a Contractor Although...

When you choose an insurance advisor, are you choosy enough?

Partnering with Ghaphery Insurance Group offers you a wealth of property and casualty insurance solutions including loss control, cost containment programs, risk management solutions, and on the job safety information. Our current customers access this information through our agency portal and customize for their business needs.

These value added services is another way of showing our commitment to our customers through strategic planning, expertise, and technology. And how they impact your bottom line!

Together, we can create a program that helps you meet your risk management goals, so you can thrive in today’s business environment. Our services are unique. Work with us to discover why our customers have made Ghaphery Insurance Group their insurance advisor of choice.